Gold Loan

Gold Loan Interest Rates and Charges

IIFL offers some of the most attractive gold loan interest rates in India, helping you to borrow more and pay less. We understand that our customers want to know exactly how much they'll be paying for their loans before they apply, so we strive to provide complete transparency when it comes to our gold loan charges. We've ensured that all relevant terms and conditions related to our gold loans are clearly outlined and easy to access.

Additional Charges

There are no additional charges or hidden costs associated with our gold loan services, so you can trust that the price you're quoted is the price you'll pay. We offer our customers a range of flexible repayment options to suit their individual needs, including weekly, monthly and quarterly installments. You can also choose to pre-pay your loan at any time without incurring a penalty fee.

For more information about IIFL's gold loan rates and charges, please contact us today. We would be happy to answer any questions you may have.

Calculation of Gold Loan Interest Rate

To determine the exact gold loan interest rate and charges you will be paying, we first calculate your total loan amount. This is done by multiplying the current market price of gold with the weight of gold pledged. The applicable rate of interest and other charges are then added to this amount to arrive at your final loan cost.

At IIFL, we make it easy for you to understand exactly what you'll be paying for your gold loan so that there are no surprises down the line. Our goal is always to provide our customers with a cost-effective solution that meets their financial needs.