IIFL

Why opt for Corporate Fixed Deposits?

If your risk appetite is low, fixed deposits are perfect for you.Since most of the instruments are rated, corporate fixed deposits have a very high safety level
Attractive returns at interest rates higher than banks's Fixed Deposits
Higher Interest rates for senior citizens
High liquidity; most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option
Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned
Flexible tenure - there are various tenures ranging from 1 to 7 years
You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits
You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers

Fixed Deposits	Rating	1 Yr	2 Yrs	3 Yrs	4 Yrs	5 Yrs	Sr. Citizen EXTRA
Shriram Finance Limited	ICRA AA+(Stable) AA+(Stable) by India Rating & Research	7.60%	8.05%	8.25%	8.50%	8.50%	0.50%
Bajaj Finance Limited	CRISIL AAA/Stable ICRA AAA/Stable	7.40%	7.55%	8.05%	8.05%	8.05%	0.25%
ICICI Home Finance	CRISIL AAA/Stable ICRA AAA/Stable AAA/Stable by CARE	7.00%	7.30%	7.40%	7.50%	7.50%	0.25%
HDFC Bank		7.75%	7.55%	7.50%	7.75%	7.50%
PNB Housing Finance Ltd	CRISIL AA/Stable & CARE AA/Stable	7.35%	7.00%	7.70%	7.40%	7.50%	0.25%
Mahindra & Mahindra Finance	AAA/Stable CRISIL AAA/Stable by India Rating	7.40%	7.75%	8.05%	8.05%	8.05%	0.25%

For more details you can contant your Relationship Manager.