Unlock Your Gold Potential for investment

Take advantage of the value tied up in your gold by opting for an IIFL

Gold Loan

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GOLD LOAN: AN INVESTMENT WITH A HIGH RETURN

An IIFL Gold Loan is a quick and easy way to unlock the value of your gold for investment. Whether you are looking to invest in stocks, mutual funds, a business venture, or an emergency expense, you can get access to the money you need instantly. Our competitive interest rates, flexible loan repayment tenure, and instant approval make it an attractive option.

We understand that gold is very precious to our customers, and we ensure the full safety of their gold at all times. We maintain strict security protocol from door to door, ensuring your gold's safe custody till repayment of the loan taken against it.

Stock marketing trading can be a tricky business. But the IIFL Gold Loan makes it easy for you to bring about a financial transformation in your life. With the help of our experienced professionals, you can invest strategically and reap maximum benefit from the gold loan.

It's time to unlock the potential of your gold and take charge of your financial future with an IIFL Gold Loan! Get started today to experience the power of gold in investing.

Contact us now for more information, or apply directly online for instant approval!

BENEFITS OF IIFL GOLD LOAN

  • Unlock up to 75% of the value of your gold

    Maximum Finance
    01
  • Get access to fast and reliable loan approvals with minimal paperwork required!

    Quick Disbursal
    02
  • Select from a variety of convenient tenure flexibility upto 24 months.

    Flexible Tenure
    03
  • We guarantee that your gold is safeguarded and protected.

    Safe & Secure
    04
  • Benefit from our competitive annual interest rate beginning at 0.99% p.m.*

    Low Rate of Interest
    05
  • Forget the hassle of traditional paperwork and enjoy an efficient, digital experience with no tedious tasks.

    Minimal Documentation
    06

PROCESS & DOCUMENTS

How to apply for a Gold Loan?

  • Walk Into Any Iifl Gold Loan Branch With Your Gold.
  • Book A Door Step Appointment For Gold Loan

Accepted identity proof

  • Aadhaar Card
  • Valid Passport
  • PAN Card
  • Valid Driving Licence
  • Voter ID Card
  • Job card issued by NREGA

Accepted Address proof

  • Aadhaar Card
  • Valid Passport
  • Ration Card
  • Electricity Bill
  • Valid Driving Licence
  • Voter ID Card
  • Job card issued by NREGA

GOLD LOAN FEE AND CHARGES

  • Interest Rate

    0.99% onward p.m.

    (11.88% - 27% p.a.)
    Rates Vary According To The Loan Amount And Repayment Frequency

  • Processing Fee

    ₹0 onward

    Varies Depending On Scheme Availed

  • Mtm Charges

    ₹500.00

    Valuing An Asset To Reflect Its Current Market Rate

WHY AVAIL A GOLD LOAN FROM IIFL FINANCE?

Stock trading and investing can be intimidating and complicated. It requires expertise and knowledge to make sure you get the best return on your investment. Funding is also a major challenge. An IIFL Gold Loan is the perfect solution to this problem; with access to quick and easy finance, you can start investing in the market right away! Our team of experienced financial advisors and loan specialists will guide you through every step of the process and provide support throughout your journey. Our promise is to provide you with timely services and complete transparency while making sure your gold remains safe at all times. We have a hassle-free online application process with quick approval for your convenience. Our competitive interest rates, flexible repayment options, and instant approval ensure that you are in control of your finances. We understand how important it is for our customers to safeguard their investments, which is why we take extra care to ensure that their gold is safe with us at all times.

GOLD LOAN FAQs

What is the minimum loan amount I can avail?

Minimum eligible loan amount for a loan is Rs. 3000 or market value of 1gm gold whichever is maximum.

BENEFITS OF GOLD LOAN

Select from a variety of convenient tenure flexibility up to 24 months.

Is there any collateral required for availing a gold loan?

No, all you need to avail an IIFL Gold Loan is your gold and other necessary documents. No other form of collateral is required.

Is there a penalty for prepayment of loans?

No, there are no penalties for prepayment or closure of loans taken against gold with IIFL Finance.

How long does it take for approval and disbursal?

We offer quick and instant approval upon submission of all required documents, with loan disbursal within 24 hours.

What is the minimum loan amount I can avail?

The minimum loan amount you can avail depends on the value of your gold and the market rate at which it can be sold in the event of default.


ACCESS YOUR LOAN ACCOUNT ON-THE-GO

IIFL Loans Mobile App

  • Account Summary

    Account Summary

  • Account Summary

    Make EMI Payment

  • Account Summary

    Complete A/c Statement

  • Account Summary

    Submit A Query

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